CATEGORY: CPD

Divergent Views on Water Damage Claim Cases (English)

Course Access: Lifetime
Course Overview

As this course is subject to Hong Kong Insurance Authority approval, please do NOT take this course if you wish to obtain CPD credits from this wite site.

You are suggested to register with Professional Insurance Brokers Association (PIBA) for registration

This course, “Liability Insurance – Divergent Views on Water Damage Cases (English),” is an Insurance e-CPD two-hours course delivered in English, divided into four 30-minute sessions.

The purpose is to use practical claim cases to introduce the divergent views of the insurers, loss adjusters, insured clients, and other potential parties in the following areas:

1. how the circumstances happen;

2. what information is needed to ascertain legal liability;

3. what parties could be involved;

4. what are legal principles to be examined;

5. how we can apply legal principles to interpret a case.

 

Water Damage Insurance Case – Basic Framework (Cantonese)

 Session Objective:

 This session is the first and fundamental foundation for this course.

This session explains:

  • why are there divergent views of insurance companies with the claimants,
  • what is the fundamental mental framework for Liability Insurance case analysis,
  • how the claimant adjuster can help the insured clients.

 

Part 1 of this course is a 30-minute session.

 This session will start to recap on the fundamental course for liability case analysis, mental framework, and then followed by practical case on:

  • Water damage cases in an office environment;
  • Water damage cases in a warehouse environment
  • Comparison of two cases

 

Part 2 – 1 Session of this course is a 30-minute session.

This session will continue to use more complicated practical cases to introduce the divergent views of the insurers, loss adjusters, insured clients, and other potential parties under the following scenario:

  • Condensation water damage cases;
  • Subrogation rights against individual unit owners;
  • Contractor’s claim case

 

Part 2 -2 Session of this Course is a 30-minute session.

 This session will explain with practical claim cases on the following principles:

  • Duty to defend;
  • Admission of liability without insurer’s prior approval
  • Policy Wording Comparison
  • Meaning of Storm under Insurance Policy Wording.
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